Frequently Asked Questions

RJ United Business Insurance Agency


13711 Van Nuys Boulevard Suite 7, Pacoima, CA 91331 | Phone (818) 834-8562 | Fax (866) 834-4442

Frequently Asked Questions

Many people have questions about insurance and their coverage. On this page we will answer some common questions and also provide links to other insurance-related sites.

Here are examples of some common insurance questions. We will update this page frequently, so be sure to check back!

Q: What is a General Liability Insurance policy?

A: A General Liability Policy covers your company in the event that it causes harm such as injury or property damage to a third party

Q: Are all policies alike?

A: No, there are a number of different policies and it is important to choose the one that is right for you.
 
Q: What is a Business Owners Policy (BOP)?
 
A: A BOP is a combined business property and general liability coverage that can mean survival in the event of a liability claim or loss.
 
Q: What is Worker's Compensation?
 
A: Worker's Compensation covers the medical care and lost wages of employees who are injured while on the job; it can also pay for related legal services.
 
Q: What is Business (Commercial) Auto?
 
A: Commercial Auto provides liability protection and/or physical coverage protection for various business-use vehicles.